When Your Insurer Denies Your Claim Without Just Cause
Contrary to what some insurance carriers will tell you, insurance companies are in the business of making money, not paying out claims. They sometimes fail to uphold their end of the bargain. Just because you faithfully pay your premiums doesn’t mean you’ll be treated fairly when you’re most in need.
Insurance companies must handle claims with fairness and integrity. They can’t delay or deny your claim without reasonable grounds for doing so.
If you believe you’ve been a victim of bad faith insurance practices, contact our Kansas City, Missouri law firm and speak with a bad faith insurance attorney for a free case evaluation.
A Voice Against Insurance Companies
Insurance companies have teams of lawyers on their side to protect their interests. You, too, should have an experienced law firm provide legal advice and legal representation when dealing with insurance companies and their representatives.
At Townsend Law, LLC, we have a wealth of experience handling insurance issues on behalf of policyholders and injury victims in both Kansas and Missouri. When you work with us, you’ll benefit from this experience and a deep-seated commitment to protecting your rights.
We Face Insurance Companies, So You Don’t Have To
When an insurance company wrongfully denies your claim or refuses to settle your case, Townsend Law, LLC attorneys can help.
Our legal team includes a former insurance defense lawyer. As a result, we understand how insurance companies evaluate claims and how insurance adjusters operate. We can formulate effective strategies for holding them accountable and pursuing punitive damages for the insurance provider denying a valid claim on your insurance policy. Bad faith dealings like this with an insurer are not something to fight alone and may need professional legal service to argue a reasonable basis for your bad faith claim.
Contact our Kansas City, Missouri law firm for a free consultation with a bad faith insurance attorney and receive legal advice on how to proceed with your bad faith insurance claim.
When Your Own Insurance Lets You Down (First-Party Claims)
When you’re paying for insurance and procuring insurance coverage, the terms of the insurance policy outline your rights and obligations as well as those of the insurance company and what the insurance provider is responsible for covering. This is true for all types of insurance policies, including:
- Auto insurance
- Health insurance
- Homeowners insurance
- Life insurance
- Disability insurance
If the insurance company violates your rights under the policy, you may have cause for breach of contract and a bad faith insurance claim. You can seek not only the amount due under the policy but also punitive damages, interest, penalties, reasonable attorney fees, and court costs (depending on controlling state law) that result from the insurance dispute that led to the bad faith insurance claim.
When Someone Else’s Insurance Lets You Down (Third-Party Claims)
In some cases, you may have a dispute with someone else’s insurance company. For example, perhaps another driver was at fault in causing an accident, and you’re going after the policyholder’s insurance for compensation from the car accident or personal injury.
What if their insurance company mishandles your claim? What if they deny coverage or wrongfully refuse to settle within the policy limits, even though you have a valid claim and cannot reverse their claim denial? Because you’re not the policyholder, they don’t have a contractual obligation toward you. Nonetheless, you can still seek accountability for that insurance provider through a bad faith claim under insurance law.
Standing Up For Your Rights
When dealing with a loss or injury, the last thing you need is a setback in navigating insurance issues. We’ll shoulder that burden to help you pursue the full and fair compensation you deserve. You can rely on our proven skill in negotiating with insurance companies and taking them to court when necessary.
Our Kansas City, Missouri law firm has expertise in many practice areas beyond bad faith insurance law. Our injury attorneys can offer legal advice in personal injury cases, wrongful death, medical malpractice, and many other practice areas where an injury attorney is needed to argue the case.
Our bad faith insurance lawyers always strive to create strong attorney-client relationships. They will help our clients hold Kansas City insurance companies responsible for their bad faith insurance claims and fight to get our clients the compensation they deserve.
To learn more during a free consultation, please call our Kansas City office at 833-869-6529 or reach out to us online.
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